If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| First Credit Union - Cedar Rapids Iowa 2 Year CD Account |
1.31%
Date: Feb 16, 2012
|
| Quaker Oats Credit Union 2 Year CD Account |
1.26%
Date: Feb 16, 2012
|
| First State Bank 2 Year CD Account |
1.25%
Date: Feb 17, 2012
|
| Cedar Falls Community Credit Union 2 Year CD Account |
1.25%
Date: Feb 9, 2012
|
| Central State Bank Iowa 2 Year CD Account |
1.25%
Date: Feb 9, 2012
|
| Green Belt Bank 2 Year CD Account |
1.25%
Date: Feb 8, 2012
|
| Farmers Savings Bank Walford 2 Year CD Account |
1.29% to
1.20% Date: Feb 22, 2012
|
| Farmers Savings Bank Walford 12 Month CD Account |
1.05% to
1.00% Date: Feb 22, 2012
|
| Farmers Savings Bank Walford 6 Month CD Account |
0.85% to
0.75% Date: Feb 22, 2012
|
| Denver Savings Bank 2 Year CD Account |
1.30% to
1.20% Date: Feb 20, 2012
|
| Denver Savings Bank 12 Month CD Account |
0.95% to
0.85% Date: Feb 20, 2012
|
| Denver Savings Bank 6 Month CD Account |
0.65% to
0.60% Date: Feb 20, 2012
|
